Cajun Underwriters Reciprocal Exchange

Dwelling insurance covers property structures and personal belongings but is less comprehensive than homeowners insurance. It applies to primary residences, rental properties, or vacation homes and protects against specific perils.

Equipment Breakdown coverage protects against repair or replacement costs from electrical, mechanical, or pressure system failures, now including off-premises property.

Building science research has identified the areas of a home most vulnerable during hurricanes. This page provides guidance for strengthening these areas, which will lead to reduced risk of damage and fewer repairs.

The page advises checking a property’s elevation and flood risk.

The use of an unlicensed contractor may yield the following problems:

The page outlines steps to protect a home and speed up the claims process after a loss.

Cajun Underwriters is an admitted property and casualty insurance reciprocal exchange based in Metairie, LA. We specialize in residential property insurance business in coastal areas. We are committed to providing superior customer service and specialize in hurricane-exposed properties. We provide quality, fair, and timely claims handling to our policyholder with as little inconvenience as possible. Our team has extensive experience helping recover after catastrophic events.

The SMS Terms define Cajun Underwriters and its subsidiaries as the provider of text message programs.