Delt.ai
delt.ai provides a revolving corporate credit line, instant SPEI payouts, and Mastercard corporate cards for Mexican SMEs and startups.
delt.ai provides a revolving corporate credit line, instant SPEI payouts, and Mastercard corporate cards for Mexican SMEs and startups.
delt.ai combined a revolving corporate credit line with instant SPEI payouts and corporate cards, letting Mexican SMEs access working capital without personal guarantees. Its 100% online approval and fast credit-limit increases targeted businesses underserved by traditional banks.
The company's integration into Albo in 2023 gave it access to a licensed neobank infrastructure, expanding its reach beyond standalone fintech customers into Albo's broader consumer and SMB base.
Source: delt.ai
delt.ai offered a revolving credit line with a payment cycle of up to 45 days. Transfers and multiTransfer payouts were included at no per-transfer fee; the only cost was the interest rate on the drawn credit line.
Credit limits were set based on company revenue and credit approval. Corporate cards were offered on a waitlist basis. No public rate sheet or fixed fee schedule was published; terms were subject to approval and individual contract conditions.
Source: delt.ai
delt.ai's core product was a revolving corporate credit line for Mexican SMEs and startups. Customers drew on the credit line to send instant SPEI bank transfers, schedule bulk payouts, and issue virtual and physical Mastercard corporate cards to team members.
Additional offerings included a mass-payout tool and an upcoming transfers API for platforms that needed to automate thousands of payments to CLABE accounts in Mexico. The service was positioned as a faster, digital alternative to traditional business banking and working-capital financing.
Source: delt.ai
