InvestiFi
Series B
Platform enabling credit unions and community banks to offer digital investing.
Founded
2020Platform enabling credit unions and community banks to offer digital investing.
InvestiFi provides an embedded InvestTech platform that credit unions and community banks deliver inside their digital banking experiences. Offerings include fractional stocks and ETFs, guided robo-advisory portfolios, IRAs, cryptocurrency trading across 20-plus coins, and stablecoins such as USDC and USDT.
Its patent-pending Investing from Checking flow lets account holders fund trades from deposit accounts and returns sale proceeds and dividends to checking. Integrations span digital banking platforms and cores so institutions retain deposits and earn non-interest revenue without sending members to external brokerages.
InvestiFi differentiates with patent-pending Investing from Checking that keeps deposit balances inside the financial institution rather than forcing transfers to third-party brokerages. The platform is purpose-built for credit unions and community banks as a CUSO, with multi-custodial crypto, guided investing that can use the FI money market account as cash, and extensive digital banking and core integrations.
Growth from four clients in 2024 to more than 60 signed institutions by July 2026 and a funding round led largely by partner credit unions signal strong product-market fit with community financial institutions competing against neobanks and retail brokerages.
InvestiFi competes against consumer investing apps such as Robinhood, Fidelity, and Coinbase that already hold mindshare among younger investors who leave community institutions to invest. Larger banks and neobanks also roll out native investing, raising the bar for feature parity and marketing reach that smaller CUSO platforms must match.
Adoption still depends on each institution completing core and digital banking integrations and driving member uptake, so growth can be gated by partner implementation schedules rather than pure product capability alone.