JG Wentworth buys consumers' structured settlement, annuity, and lottery payment streams for lump-sum cash and negotiates settlements of unsecured debt.
Consumers holding future payments from structured settlements, annuities, or lottery and casino winnings often need cash sooner than those payments arrive, while borrowers carrying credit card, personal loan, or collection debt need a workable way to resolve what they owe. JG Wentworth purchases those payment streams for lump sums and runs an escrow-based negotiated settlement program for unsecured debts.
Unlike single-line rivals such as National Debt Relief and Freedom Debt Relief, JG Wentworth spans payment purchasing, negotiated debt settlement, personal loans, cash advances, pre-settlement funding, and home equity agreements under one brand. That breadth extends the direct-to-consumer model behind 877-CASH-NOW from buying settlement payments into a broader set of consumer cash and debt solutions.