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Joe
AddedMar 17, 2024
UpdatedJul 3, 2026
Joe

Joe

Acquired

Europe's innovative BNPL app for seamless shopping and payments.

Founded
2020
Accelerator
Y Combinator logoY CombinatorW22
Overview
Compare
Fundraising
Employees

Joe's mission is to revolutionize the Buy Now Pay Later (BNPL) market in Europe by providing a flexible and innovative payment solution. The Joe app and virtual card allow customers to make purchases at any store without requiring technical integration. Users can also get refunds and split payments into three installments, addressing the limited BNPL options in European e-commerce.

Joe has made significant strides in enhancing consumer payment flexibility and convenience. By simplifying the BNPL process, Joe has positioned itself as a key player in the European fintech landscape, driving adoption in a market where only 15% of e-commerce platforms offer such solutions.

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Joe - Quick Facts

Who are Joe's competitors?

Companies similar to Joe include Flux, Latent Space, Djamo and Drip.

When was Joe founded?

Joe was founded in 2020.

When was Joe's last funding round?

Joe's most recent funding round was for $500k (USD) in January 2022.

How much has Joe raised to-date?

As of Jan 1, 2022, Joe has raised a total of $500k (USD).

Joe - Classification

Ownership
  • Venture Capital
Technology
  • FinTech
Geographic Exposure
  • Europe
Revenue
  • Recurring
  • Transactional
Customer
  • Consumers
Main Product
  • Buy Now Pay Later
Tags
  • Mobile App
  • SaaS