White-Label Digital Wallet
Provider 
Founded 2020
Sells To Small Business
Pricing Model Recurring, Software, Transactional
Ownership Private, Venture-backed

White-label digital wallet with virtual accounts and Visa card issuance.
Mono's digital wallet infrastructure provides a complete embedded finance solution for Latin American enterprises. Companies can launch branded wallets with virtual accounts that support Visa card issuance, peer-to-peer transfers, and real-time balance inquiries.
The platform integrates seamlessly with existing business systems through a programmatic API, enabling rapid deployment without requiring extensive engineering resources. All services comply with Colombian regulatory requirements, including participation in the country's fintech sandbox.
| Attribute | White-Label Digital Wallet | Mobile Wallet | |
|---|---|---|---|
| Provider | |||
| Founded | 2020 | 2015 | |
| Sells To | Small Business | Consumer | |
| Pricing Model | Recurring, Software, Transactional | Transaction Fees | |
| Ownership | Private, Venture-backed | Venture-backed |
Provider 
Founded 2020
Sells To Small Business
Pricing Model Recurring, Software, Transactional
Ownership Private, Venture-backed
Provider 
Founded 2015
Sells To Consumer
Pricing Model Transaction Fees
Ownership Venture-backed


Flutterwave Issuing issues virtual and physical cards with a business spend management platform.



Flutterwave Issuing issues virtual and physical cards with a business spend management platform.

Wallet that lets AI agents pay with issued or connected Visa cards.
Wallet that lets AI agents pay with issued or connected Visa cards.



Wallet infrastructure for AI agents with built-in policy controls, real-time monitoring, and Interledger payment pointers.


Card issuance infrastructure platform enabling businesses to create, manage, and distribute virtual and physical payment cards.

The Payments API Platform gives developers Flutterwave's payments APIs, SDKs, and sandbox.


MoonPay Enterprise is a stablecoin API platform for fiat collection, conversion, payouts, and issuance.



HEVN's global banking platform provides named virtual accounts, multi-rail payouts, corporate cards, and agent sub-accounts for non-US internet companies.


Global neobank and digital finance app offering accounts, cards, payments, savings, investing and business banking.


BitGo Wallet Services: institutional wallet infrastructure with hot, cold and self-custody options.


FaaS is Flutterwave's embedded finance API suite for fintechs and platforms.

Wallet infrastructure for AI agents with built-in policy controls, real-time monitoring, and Interledger payment pointers.

Card issuance infrastructure platform enabling businesses to create, manage, and distribute virtual and physical payment cards.

Card issuing platform for credit, debit, prepaid, and virtual cards.

Card issuing platform for building virtual and physical card programs.

The Payments API Platform gives developers Flutterwave's payments APIs, SDKs, and sandbox.

MoonPay Enterprise is a stablecoin API platform for fiat collection, conversion, payouts, and issuance.

Transak's fiat-to-crypto onramp with API, SDK, and widget integrations.

HEVN's global banking platform provides named virtual accounts, multi-rail payouts, corporate cards, and agent sub-accounts for non-US internet companies.

Global neobank and digital finance app offering accounts, cards, payments, savings, investing and business banking.

BitGo Wallet Services: institutional wallet infrastructure with hot, cold and self-custody options.

Yuno Token Vault provides token storage and payment credential capabilities.
