
Paynest is an AI-powered fintech platform for employee expense management, accounts payable, accounts receivable, and accounting automation.
In December 2023, Paynest closed a €2 million seed round led by Lince Capital with participation from BlueCrow Capital, TechTree CTT (managed by Iberis Capital), and M4 Ventures (managed by C2 Capital).
In September 2024, the company raised an additional €1 million seed extension co-led by BlueCrow Capital and Lince Capital, bringing total funding to €3.5 million in less than two years.
Paynest (legal name: PAYNEST PORTUGAL UNIPESSOAL LDA) is a Portuguese fintech headquartered in Lisbon, founded in November 2022 by Nuno Pereira and later joined by Alexis Suberville. The platform serves as a unified solution for employee expenses, accounts payable, accounts receivable, and accounting automation.
It integrates with the Portuguese Tax Authority and major ERPs, and is a partner of Modulr Finance B.V. (Netherlands). Paynest also offers earned wage access, financial literacy coaching, instant cashback, subsidy advances, and long-term incentives (stock options simulator). The company has 50+ corporate clients representing ~30,000 employees and operates in Portugal, Spain, France, and Greece.
Paynest initially launched as a financial wellness app offering on-demand salary access and financial coaching. Following its December 2023 seed round, the company expanded its product suite to include an expense manager, instant cashback, and subsidy advances.
In March 2025, it launched a long-term incentives product (stock options/phantom stock simulator) in partnership with CCA Law Firm, further broadening its HR-tech footprint.
As of September 2024, Paynest serves more than 50 corporate clients across sectors including industry, cleaning, consulting, and law, representing a universe of approximately 30,000 employees.
The company reported over 300% year-over-year growth in its first full year of operation.