Pinwheel

The company's bill switching API integrates into account activation workflows and lets customers move recurring bill payments to new accounts.

Pinwheel's direct deposit switching API covers 100% of U.S. payroll scenarios with flexible switch methods across a network of 17k+ partners.

Real-time income and employment data API to manage lending risk, grow repayment rates, improve underwriting models, and more.

The payroll tax API retrieves W-2s, 1099s, and paystubs directly for tax filing, lending, and verification using source data.

The page describes how MoneyLion, Robinhood, and Varo drive ROI, increase account activation, and automate deposit switching.

The page describes embedded direct deposit and bill switching at onboarding, with digital account activation capabilities available for deployment on Lumin Digital.

Insights, trends, and product news powering the income layer — from payroll connectivity and income data to direct deposit switching and the future of fintech.

Pinwheel provides resources, news, case studies, and guides about payroll connectivity, fintech, and digital banking.

Pinwheel lists open roles.

Pinwheel's mission is to unlock the power of payroll data, and its team helps financial institutions and fintechs build a more inclusive future.

SOC 2 Type II, PCI compliant, and FCRA/CRA-certified. Payroll information is personal and powerful — Pinwheel’s security program is designed to meet or exceed industry standards.

Pinwheel lists the third-party subprocessors it uses to deliver services and updates the list regularly under its data processing commitments.

Pinwheel offers a direct deposit switching solution, custom pricing, and live product demos through its sales team.

The leading direct deposit and bill switching API. Pinwheel powers deposit primacy and account activation for the world's top banks, credit unions, and fintechs.

Pinwheel's terms of service, privacy policy, acceptable use policy, and other legal documents govern use of its platform.

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