Spend Management
Provider 
Founded 2016
Sells To Enterprise, Small Business
Pricing Model Recurring, SaaS
Ownership Private equity-backed, Venture-backed

Rippling Finance Cloud provides corporate cards, expense management, and bill payment capabilities for business financial operations.
Rippling Finance Cloud delivers integrated financial operations tools that connect employee spending to the broader Rippling platform. The module includes corporate card issuance with customizable spend limits, automated expense categorization, and streamlined bill payment workflows.
Finance teams can enforce expense policies, reconcile transactions, and generate spend reports across departments. The Finance Cloud leverages Rippling's unified employee data to automate approval routing and ensure that financial controls align with organizational structure.
| Attribute | Spend Management | Brex Card | Ramp Corporate Cards, Ramp Expense Management | |
|---|---|---|---|---|
| Provider | ||||
| Founded | 2016 | 2017 | 2019 | |
| Sells To | Enterprise, Small Business | Enterprise | Enterprise, Small Business | |
| Pricing Model | Recurring, SaaS | Recurring, Software, Transactional | Recurring, Software, Transactional | |
| Ownership | Private equity-backed, Venture-backed | Subsidiary | Venture-backed |
Provider 
Founded 2016
Sells To Enterprise, Small Business
Pricing Model Recurring, SaaS
Ownership Private equity-backed, Venture-backed
Provider 
Founded 2017
Sells To Enterprise
Pricing Model Recurring, Software, Transactional
Ownership Subsidiary
Provider 
Founded 2019
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Venture-backed


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BILL Spend & Expense provides corporate cards and spend management for businesses.

All-in-one spend management platform with corporate cards, expenses, and invoicing for European businesses.

Expense management software with in-app travel booking and corporate cards for businesses.

Workday Spend Management is a cloud-based solution for procurement and expense management.

Corporate credit card and AI-powered expense management platform for SMEs.

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Smart company cards with automated expense management for European businesses.
Contractor expense software managing card transactions, reimbursements, per diems, invoices, approvals, and job costing.

Expense Management captures field receipts and card transactions and syncs them to the ERP.

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