Setpoint combines software with technology-enabled third-party services including calculation-agent support, diligence, and reporting, serving both borrowers and lenders on one platform.
The company reports more than $50 billion in financed assets powered by its technology annually, with rating-agency-approved diligence and rapid implementation for clients.
Asset-backed finance continues to demand independent diligence and transparent collateral data as securitization volumes grow across mortgage and home-equity products.
Setpoint positions its diligence platform and collateral-integrity standards to serve issuers such as Figure, whose $316 million HELOC securitization closed in August 2026 with a Morningstar DBRS rating.
Setpoint provides an operating system for capital markets, embedding with borrowers and lenders to manage warehouse facilities, forward flow, securitization, and fund finance workflows.
Its platform spans Asset OS, Capital OS, Data OS, and Insight OS capabilities covering asset modeling, funding operations, data standardization, and portfolio analytics.
