Vallant Bank

Local Strength. Limitless Reach.

Vallant Bank mortgage banker Melissa Lovingood works with homebuyers from the bank’s Monroe office.

The page says reviewing credit early can expand loan options, smooth the mortgage process, and allow time to correct errors or improve a score.

The page says homebuyers can streamline the mortgage process by avoiding large purchases, new credit cards, and moving large amounts of money shortly before buying.

The page says homebuyers should budget for insurance, property taxes, utilities, and maintenance in addition to mortgage payments.

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12 Month Rate Rise CD

Brian Utley is a market executive serving Gray with 27 years of banking experience and expertise in commercial lending and construction financing.

Justin Bradley is a senior vice president and market executive serving Macon-Bibb with 12 years of banking experience. He graduated from the Georgia School of Banking and holds an MBA and a bachelor’s degree in Accounting with a minor in Finance from Georgia Southern University.

Nick Blume is a commercial banker serving Augusta with 25 years of banking experience; he specializes in client relationships and loan and deposit solutions.

Patricia Vitt is a business banker serving South Hall and Gwinnett with 35 years of banking experience and a focus on helping local businesses grow.

Pinnacle and Morris says it has supported businesses and families for more than 90 years and describes its banking as rooted in local communities.

Vallant Bank says it has served communities since 1934; its Gainesville branch is at 1948 Jesse Jewell Pkwy. SE, Gainesville, GA 30501.

The page lists Vallant Bank locations, hours, and available banking, mortgage, and business services in cities throughout Georgia.

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Vallant says its “Welcome Home” message reflects the belief that everyone deserves the keys to opportunity, regardless of who they are, where they are from, or their background.

Vallant Bank says online banking passwords must be 9–17 characters and include a number, uppercase letter, lowercase letter, and special character.

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