Cross River Digital Ventures

Cross River offers checking, savings, and CD deposit accounts through flexible APIs and modern banking infrastructure.

Integrate Cross River’s ACH Payments API to send and receive ACH and Same-Day ACH transactions, enabling secure, fund transfers for fintech platforms and digital businesses.

Enable real-time money movement with Cross River’s FedNow payments API - bank-backed payment rail for instant transfers and embedded fintech solutions.

Cross River provides API-driven instant and legacy payment rails, including RTP, FedNow, ACH, and wires, for fintech platforms and embedded experiences.

10 key takeaways on the importance of subledger management in ensuring compliance with the FDIC's proposed rule on custodial accounts.

The roundup covers Fed access to ADP data, proposals for skinny master accounts and an ILC moratorium, an open banking comment deadline, company funding and acquisition deals, and proposed limits on late fees.

2024 is set to witness continued innovation, with banks increasingly adopting emergent technologies for both short-term enhancements and long-term innovations. In light of this backdrop, below are five fintech trends to look for in 2024.

Cross River’s leadership team reviewed its early 2025 predictions for banking and fintech and discussed the next six months, presenting 10 takeaways.

Cross River, the fintech pioneer from New Jersey, USA, and the New York-based 'Chevra Hatzalah' organization donated 500 advanced resuscitation kits that include medical equipment and life-saving dressing equipment to Magen David Adom teams.

When the heart is in the right place: A worldwide mobilization that saved 9-month-old Netsanet; who was born with a fatal heart defect and underwent surgery thanks to the Cross River donation

Achieve, the leader in digital personal finance, and Cross River Bank (“Cross River”) completed the issuance of the first pass-through certificates backed by Achieve Personal Loans, for which CRB Securities, LLC acted as placement and settlement agent.

Career opportunities at Cross River

The Cross River Family is filled with caring, creative, responsible people who believe in the power of empowering consumers anytime, everywhere.

Cross River powers the world's most essential fintech and technology companies. Leveraging its proprietary real-time banking core, Cross River delivers embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses alongside growth capital.

Cross River provides technology and financial services to partners, including end-to-end solutions that combine compliance expertise and technology.

Compliance and Risk Management is built into Cross River technology. The Compliance Framework operates as a benefit and safeguard for customers.

Cross River provides support and resources to organizations, schools, and underserved communities to foster financial inclusion and independence.

Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.