Impac Mortgage Holdings, Inc. is an independent residential mortgage lender based in Irvine, California. The company specializes in originating, selling, and servicing residential mortgage loans across the United States. Impac offers both purchase and refinance options, focusing on providing competitive rates through its retail lending division.

Founded in the 1990s, Impac has evolved to address the challenges of today's economic environment. The company's operations encompass mortgage lending, servicing, and portfolio loss mitigation. Impac Mortgage Holdings is publicly traded, offering investor relations services to its shareholders and maintaining a commitment to innovative mortgage brokering and real estate solutions.