Lithic

Lithic supports AI-driven payments through secure virtual cards, adaptive approvals, and workflow integration.

Issue consumer and commercial charge or revolving credit cards with flexible payment terms. Launch in weeks with robust fraud controls and custom rewards.

Power digital banking with card issuing, money movement, and ledgering technology. Deliver 99.99% uptime, real-time settlement, and fee-free ATM access.

The service supports instant disbursements through virtual cards, physical cards, or ACH, with spend controls, fraud protection, and real-time tracking.

Reaching $1 billion in monthly total processing volume (TPV) for the first time this past November 2024 is a milestone that marks more than just numbers—it tells the story of perseverance, adaptability, and lessons learned over the past decade.

Lithic marks a decade of card issuing and shares an evolution of its product and brand design.

Reggie Young and Matt Janiga interview Alex Johnson, creator of the newsletter Fintech Takes, and Jason Mikula, writer of Fintech Business Weekly. Alex and Jason talk about CFPB regulations, fintech competition, and customer choice.

The episode features host Reggie Young and Totavi founder Matthew Goldman discussing crypto-linked cards in 2025, Amex fintech partnerships, HELOC-backed credit products, and underwriting innovations.

Lithic lists equity, a 401K match, unlimited PTO, parental leave, and health coverage among its benefits.

The page says Galileo’s scheduled downtime can disrupt business and implementations can take months, while Lithic enables processing in weeks and has 99.99% uptime.

The page says Highnote has limited network connectivity, Federal Reserve rail access, and supporting services, while Lithic offers direct network connections and program support.

The page says i2C clients cannot access transaction decisioning and broader program configurations, while Lithic offers transparent authorization, configurable fraud protection, and APIs.

The page says Marqeta’s infrastructure slows operations and limits observability, while Lithic’s platform supports real-time changes and performance monitoring.

Card issuing and processing infrastructure for financial institutions, enterprises, and banks. Direct network connectivity with unmatched transparency and control.

Mercury, Novo, and Parker use Lithic’s platform to power their card programs and build customer features.

Lithic offers card program management and issuer processing.

Enterprise issuer processing infrastructure to scale card programs with 99.99% uptime, direct network connections, and comprehensive fraud controls.

Lithic provides payment cards for enabling and controlling spending. Its developer-focused building blocks support card creation, back-office operations, and disbursements, with no monthly fees.

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