Merchants Bank of Indiana, through its subsidiary Merchants Capital, focuses on providing comprehensive housing finance solutions. Specializing in the refinance, acquisition, new construction, and substantial rehabilitation of multifamily, affordable, senior, and student housing, the firm leverages programs from Freddie Mac, Fannie Mae, and HUD/FHA. Their typical investment rounds include debt financing.

Notable within their portfolio is Merchants Capital, which has raised $16 million. The firm is led by key decision-makers with deep expertise in housing finance. Merchants Bank of Indiana offers unique value-add services such as adjustable-rate CDs, competitive money market rates, and specialized loan products designed to save customers significant mortgage interest. Their investment philosophy centers on fostering sustainable housing development through innovative financial solutions.