MFA Financial

Residential mortgage loans that do not meet the CFPB “qualified mortgage” definition

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Ms. Polsky has served on the boards of HSBC North America Holdings, Inc. and HSBC Bank USA, N.A. since January 2023, and Pershing Square USA, Ltd. since June 2024. She also serves as an AQR Funds trustee and audit committee chair at Pershing Square USA, Ltd.

Ms. Goodman is an Institute Fellow at the Urban Institute’s Housing Finance Policy Center, which she founded in 2013 and led or co-led through 2021. She previously held a senior managing director role at Amherst Securities Group, L.P.

Craig L. Knutson has served as a director and Chief Executive Officer of MFA since August 2017. Craig L. Knutson served as President and Chief Executive Officer from August 2017 to August 2024 and as President and Chief Operating Officer from January 2014 to July 2017.

MFA Financial, Inc. invests in residential mortgage loans, residential mortgage-backed securities and other real estate assets. Through its subsidiary Lima One Capital, MFA originates and services business purpose loans for real estate investors.

MFA Financial says its operations have minimal environmental impact and describes efforts to reduce energy and water consumption and waste.

MFA Financial says it is committed to corporate governance procedures and ethical, responsible practices that serve stockholders’ long-term interests.

MFA Financial, Inc. invests in residential mortgage loans, residential mortgage-backed securities and other real estate assets. Through its wholly owned subsidiary, Lima One Capital, MFA originates and services business purpose loans for real estate investors.

The Company says its statements are opinions subject to change and that the information is provided as an information service. It disclaims liability for readers’ or subscribers’ investment decisions and recommends consulting a financial advisor, broker-dealer or financial regulatory body.