Keep card credentials current with the Pagos Account Updater API. Reduce declines, lower churn, and improve authorization rates with real-time or batch updates across major card networks.
The most accurate BIN lookup tool available, with data pulled directly from Visa, Mastercard, and other card networks—not third-party aggregators. Updated weekly to account for 10,000s of bin changes.
Pagos breaks down fees across processors at the transaction level in real time, including interchange fees, card brand assessments, penalties, and cross-border charges.
Payment friction costs businesses hundreds of basis points in annual revenue, and most businesses do not see it coming. The page says payments stack visibility can reduce friction, improve authorization rates, and protect customer retention.
Pagos is an independent payments layer that monitors and helps optimize payment stacks, surfaces issues when they appear, and advises teams on how to address them.