Scratch Financial, commonly known as Scratchpay, is a financial technology company specializing in providing payment processing, patient financing, and communication tools for veterinary and medical practices across the United States. Their platform is widely adopted, with approximately half of all U.S. veterinary clinics utilizing Scratchpay's services to facilitate interactions and transactions with clients. Scratchpay's patient financing solution offers quick, guaranteed financing options within 60 seconds to help patients and pet owners manage medical expenses.