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Chime Launches Chime Prime with 5% Cash Back and 3.75% APY

From Chime Blog

By

February 25, 2026

Chime Launches Chime Prime with 5% Cash Back and 3.75% APY

Chime Launches Chime Prime with 5% Cash Back and 3.75% APY
Chime Prime is the most rewarding of Chime's three memberships, built to help your money work harder for you. It includes every benefit from Chime and Chime Plus, plus additional market-leading cash back rewards to unlock more from every dollar. Here's what you can expect as a Chime Prime member: - Top-tier rewards: Get 5% cash back on a spending category of your choice – from groceries and gas to restaurants, travel, or monthly bills – when you use your Chime Card - High-yield savings: Earn 3.75% APY on your savings balance and watch your nest egg grow faster - Premium travel perks: Enjoy a complimentary Priority Pass membership that gives you access to 1800+ airport lounges and experiences, global mobile data, luxury hotel benefits, and access to the Visa Signature Concierge - Get paid before payday: Get up to $500 with MyPay - Instant loan: Pre-qualified loan. Get $100+ instantly - Overdraft coverage: Chime Prime members may have access to a starting limit of $50 in SpotMe overdraft coverage and can receive up to $200 over time - Priority support: Got questions? Enjoy 24/7 priority support with a real human over phone or chat - Fee-free banking: No monthly fees, no minimum balances, no subscription fees You'll automatically achieve Chime Prime status when you direct deposit at least $3,000 monthly.

View original article on chime.com

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