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Visa VAMP: Complete Guide to the Fraud Monitoring Program and 1.5% Threshold

From Fraudio

By

April 21, 2026

Visa VAMP: Complete Guide to the Fraud Monitoring Program and 1.5% Threshold

Visa VAMP: Complete Guide to the Fraud Monitoring Program and 1.5% Threshold

Visa's Acquirer Monitoring Program (VAMP) replaced five older fraud and dispute systems in April 2025. As of April 1, 2026, the merchant Excessive threshold fell to 1.5% in North America, the EU, and Asia Pacific. The guide recommends moving from delayed monthly reviews to live, AI-driven oversight of merchants and their transactions.

View original article on fraudio.com

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