*Actual loan rates and terms may vary based on value of vehicle to loan amount requested and credit history. 1st MS holds security interest until loan is paid. Normal terms apply to repossessed collateral. Talk with a Loan Specialist at 1st MS for complete details.
Use this calculator to help you compare financing between your credit union and low interest dealer financing. A dealer rebate, usually not available when you choose low interest dealer financing, combined with credit union financing, can produce a lower initial loan balance, and in many cases, a lower monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.
If you live, work, worship or attend school in Lauderdale or Clarke County, Mississippi you are eligible for membership with us at 1st MS Federal Credit Union. Once you are a member in good standing, your spouse, children, parents, siblings, grandparents and in-laws are also eligible for membership.