705 Federal Credit Union

Credit unions are not-for-profit financial institutions that provide lower loan rates, fewer fees, and higher savings dividends to members.

The page provides free financial calculators to estimate the impact of financial decisions.

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Family Bingo Night: 57th Membership Appreciation and Annual Meeting - Save the date for Saturday, March 15, 2025. Register, Today!

All lines will be for a maximum of $1000.00 at a fixed rate of interest of 12% APR*. It doesn’t cost anything to have the line of credit available, the only fees involved will be if you access the line of credit by over-drafting your checking account. A fee of $5.00 will be assessed for […]

The page displays loan and dividend rates for savings accounts at 705 Federal Credit Union.

1-Rate Information-The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Regular Shares and IRA Accounts, the dividend rate and annual percentage yield may change quarterly as determined by the […]

705 Federal Credit Union is a not-for-profit financial institution that returns profits to members through lower loan rates, fewer fees, and low-cost financial products.

705 Federal Credit Union hosts its 56th Membership Appreciation Dinner and Annual Meeting.

The page provides a list of frequently asked questions from Section 705 members.

Section 705 Federal Credit Union offers assistance for members' financial needs.

Section 705 Federal Credit Union is a not-for-profit financial institution that returns profits to member owners.

The 705 Mobile Banking App allows users to manage credit and debit cards via mobile devices.

The page describes how 705 Federal Credit Union collects, shares, and protects member personal information.

Section 1. Loan purposes: The credit union may make loans to members for provident, business, or productive purposes in accordance with applicable law and regulations. Section 2. Delinquency: Any member whose loan is delinquent may be required to pay a late charge as determined by the board of directors.

Section 1. Power of board to declare dividends: The board sets dividend periods and declares dividends as permitted by the Act and applicable law and regulation.