AeroPay
Enabling businesses with compliant digital payment solutions for customer spending freedom.
Founded
2017Enabling businesses with compliant digital payment solutions for customer spending freedom.
Aeropay sells enterprise-first: its site routes buyers to a talk-with-us demo form and publishes no self-serve signup or price list. Aeropay runs a sales and partnerships function spanning enterprise sales, partnerships, and sales strategy, with infrastructure-sales leadership hiring in Chicago.
Paid advertising is a minor channel: a small search-ad footprint points to aeropay.com, and no Meta ads run under the Aeropay brand. Distribution leans on partner integrations with MVB Bank, Cross River, Skipify, Jack Henry, and Socure, plus a Worldpay partnership described in press interviews.
About 8,235 LinkedIn followers and roughly two dozen dated press items since 2021 make for modest but steady earned reach. The acquisition model reads as a partner-led, high-touch enterprise motion with low self-serve and paid-channel dependence - high reliance on partnerships, low dependence on paid media.
Source: aeropay.com
Javelin Strategy & Research forecasts continued growth in US account-to-account and faster-payment use cases, driven by consumer expectations of instant settlement for bill pay and transfers, while concluding that A2A is unlikely to displace cards as the dominant US retail payment method.
The same forecast measured strong growth across debit push payments, the RTP network, Same Day ACH, and Zelle as institutions integrate to faster rails. Aeropay's compliance chief frames US A2A as a large but early, education-dependent market.
With cards retaining consumer attachment and A2A growing from a small base, the category outlook is medium-growth share-taking rather than card displacement.
Aeropay publishes no price list or self-serve plans; its public buying path is a talk-to-our-team demo form, indicating quote-based enterprise pricing.
The pitch is value-based: 50% lower processing cost than cards and 100% guaranteed ACH deposits, and its chief compliance officer has described account-to-account payments as much cheaper for merchants to process than cards, with merchants able to steer payment choice through incentives and rewards.
Opaque negotiated pricing positioned against card cost reads as a savings-led, merchant-funded pricing strategy.
Source: aeropay.com
Aeropay positions itself as North America's pay by bank network, letting US businesses move money over account-to-account transfers instead of cards, cash, or checks. The platform is sold as one integration that bundles bank connectivity, payment rails, and risk tooling rather than a standalone transfer product.
The company markets a network of more than 12,000 banks with 15-second first-time onboarding, 50% cost savings versus cards, a 90% approval rate, and 100% guaranteed ACH deposits.
The network runs across ACH, RTP, request-for-payment, and FedNow rails, with a Jack Henry Payments Orchestrator integration that routes transactions dynamically by performance, availability, and risk. Aeropay sells to gaming, specialized retail, e-commerce, marketplace, and subscription merchants.
Source: javelinstrategy.com
Source: aeropay.com