The credit union accepts payroll deductions or direct deposits via the Federal Reserve ACH system or other mutually agreed methods. Members must confirm routing and account numbers with the office to avoid deposit delays or rejections.
In order to be a member, you must have a Membership Share/ Savings Account. You may also have secondary share/savings accounts under your base account number for your own special saving needs. Dividends are declared and paid quarterly, based upon the credit union’s previous quarter’s earnings.
If you are an individual eligible for membership and would like to join, you must come into our office and provide a state issued picture ID. If you are not a resident of Fayette County, as verified by your ID, you must also bring some form of verification of other membership eligibility, for example, a pay stub showing you are employed in Fayette County, or a school/college ID showing you are currently attending school in Fayette County, or verification of church membership within Fayette Count
Starting May 2027, Alloy Federal Credit Union will no longer provide paper statements. Members must opt in to receive e-statements via their account settings.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
