Centrally-billed corporate card program for US middle-market companies that embeds expense-management software and cash back in one flat-fee offering.
American Express sells Corporate Cashback Card to US middle-market companies whose finance teams need spending controls with the card, not a separate platform. The centrally-billed program bundles unlimited physical and virtual cards, cash back returned as a monthly statement credit, and the Amex Expense app, which captures receipts, generates submission-ready expenses, and routes approvals under company policy.
Unlike standalone corporate spend-management platforms such as Brex, or the status-quo pairing of a card with separate accounting software, the program is a single flat-fee offering from an incumbent card network, with deployment support and underwriting that lets card capacity grow as the business grows.
| Attribute | American Express Corporate Cashback Card | Brex Card | Payhawk | Ramp Corporate Cards | |
|---|---|---|---|---|---|
| Provider | |  |  |  | |
| Founded | 1850 | 2017 | 2018 | 2019 | |
| Sells To | B2B, B2C | Enterprise | B2B, Mid-market and enterprise businesses | Enterprise, Small Business | |
| Pricing Model | Transaction Fees | Recurring, Software, Transactional | Subscription | Recurring, Software, Transactional | |
| Ownership | Public | Subsidiary | Private | Equity, Venture-backed |
Provider
Founded 1850
Sells To B2B, B2C
Pricing Model Transaction Fees
Ownership Public
Provider
Founded 2017
Sells To Enterprise
Pricing Model Recurring, Software, Transactional
Ownership Subsidiary
Provider
Founded 2018
Sells To B2B, Mid-market and enterprise businesses
Pricing Model Subscription
Ownership Private
Provider
Founded 2019
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Equity, Venture-backed
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