Bankjoy

Bankjoy offers digital banking for account holders across web, mobile, voice, and branch.

Protect account holders with real-time fraud detection, risk scoring, and automated alerts across digital banking. Reduce account takeover and payment fraud with minimal friction.

Help account holders build healthy money habits with financial wellness scoring, budgeting, goals, and tailored offers inside digital banking.

The service supports 90-second, mobile-first account opening with ID/KYC verification, risk checks, funding, and e-signature, integrated with a core.

The page describes digital banking benefits for credit unions, including retention, lower costs, revenue growth, faster implementation, and market positioning, and says Bankjoy offers open, flexible platforms.

Bankjoy’s FedNow Receive integration allows consumers and small businesses to receive instant payments originating from external institutions through the FedNow network.

Mike Duncan demonstrated Bankjoy’s Business Banking platform at FinovateFall 2022; it was Bankjoy’s second presentation at Finovate.

In this day and age, it can be difficult for local financial institutions to keep up with the latest features of the digital technology landscape which is always evolving. This is where integrations can help position a financial institution to respond to the needs of the digital customer.

CU Times identifies 10 finalists for its “Executive Leadership – Technology Vendor” category as executives who understand credit unions’ technology needs.

Bankjoy announced continued growth in Q4 2025, adding 10 new credit union and community bank clients and signing 13 expansion agreements from existing customers. These partnerships reflect rising demand for modern digital banking solutions that drive engagement, growth, and fraud prevention.

Bankjoy offers roles in product, engineering, design, marketing, and sales related to digital banking for banks and credit unions.

Bankjoy was founded to modernize digital banking for credit unions and community banks and serves more than 80 institutions.

Bankjoy provides digital banking for banks and credit unions, with contact options for demos, pricing, partnerships, and support.

End-to-end digital banking for community banks and credit unions: mobile banking, account opening, loan apps, and statements—plus 150+ integrations.

The page explains how Bankjoy collects, uses, and protects information across its site and products, including cookies, analytics, data retention, user choices and rights, and contact details.