Baselayer

The company provides verified business fraud incidents from 2,200+ financial institutions.

File, monitor, and search liens in seconds across all 50 states from one platform — with faster workflows and real-time updates.

Verify the relationship between applicants and businesses, and perform checks on them to reduce fraud and accelerate credit decisions.

Use operational, behavioral, and identity signals to score SMB risk in real time — even for thin-file applicants.

Five KYB and fintech trends for 2025: unified risk platforms, the AI arms race, digital identity, and what they mean for compliance teams.

Classify business industry with high accuracy using name, address, and real-time web discovery.

How AI-driven address verification detects virtual offices, registered agents, and abandoned addresses that standard onboarding checks miss.

With 2.5 million synthetic identities in US bank accounts, data-driven KYB pairing AI fraud detection with alternative data is now essential.

Baselayer's Business Identity Network and Fraud Consortium are now live in Socure RiskOS, lifting auto-approvals up to 44% for business onboarding.

Baselayer raised $35M in Series A funding led by M13 to launch identity infrastructure for AI agents—verified business, operator, and credential data for B2B trust.

Baselayer offers credit-based pricing for KYB, lien, litigation, and sanctions checks, starting at $150 per month with no contract.

Compare Baselayer vs Middesk for KYB and business verification. Baselayer offers real-time SOS data and pre-fill; Middesk provides broader compliance workflows.

The company helps financial institutions onboard with confidence.

Baselayer is a B2B SaaS platform that risk scores businesses, evaluates creditworthiness and fraud, and helps financial institutions onboard with confidence.

Baselayer automates KYB, credit, and fraud checks in real time.

Baselayer's partner ecosystem lets partners monetize their data or distribution and bring risk intelligence to market.

Combine credit, identity, and fraud checks into one AI-powered system to boost auto-approvals and reduce manual reviews.

Combine credit, identity, and fraud checks into one AI-powered system to boost auto-approvals and reduce manual reviews.

Baselayer uses cookies and similar technologies on baselayer.com and explains their categories and how to manage cookie preferences.

Baselayer's privacy policy explains how Osiris Ratings, Inc. collects, uses, shares, and safeguards personal information across its services.

A Lien is a UCC financing statement filed by Baselayer or an affiliate against a Customer's Borrower's assets for the Customer's ratable benefit. A Masked Lien lists Baselayer or an affiliate as the secured party.

Baselayer's Terms of Service govern use of its business verification platform, website, and APIs, and describe users' rights and duties.

Baselayer raises a $35 million Series A led by M13 and launches its Agentic Identity Suite, an identity infrastructure product for AI agents. The suite verifies AI agents and their authority to transact, pairing the financing announcement with Baselayer’s product launch.

Sep 2026BaselayerNews article

Baselayer announces the availability of Exa Connect, enabling search agents to use verified business identity and risk intelligence. The partnership brings this intelligence to AI search.

Sep 2026BaselayerNews article

Baselayer and Nevermined announce a partnership that combines delegated AI-agent payments with verified business identity context. The partnership brings payment delegation and identity verification together to support agentic commerce.

Sep 2026BaselayerNews article

Baselayer says it monitors millions of businesses every month. Baselayer published an analysis of business identity and lending patterns observed across its verification network. The analysis covers the period from August 2025 through July 2026 and presents findings from those observations.

Sep 2026BaselayerNews article