bcfcu.comCrawled Oct 26, 2026
A new online banking system requires re-enrollment starting November 10, and holiday loan requests will be accepted online via account chat beginning November 2.
The credit union’s rate and fee schedule outlines early withdrawal penalties and NCUA insurance coverage up to $250,000.
New/Used Cars, Trucks & Motorcycles New/Used RVs, Boats & Trailers Texas Title Loans Personal Loans Secured Loans Mastercard Loans *Rate discounting available based on CU services utilized. Maximum rate discount of 2% when all discounts applied. **Down payment may be required and terms may be limited dependent upon credit, debt level, and collateral. ***APR = Annual Percentage
2021 Board Members Robert Nygaard, Chairman Judy Harrelson, Vice Chairwoman William Boras, Treasurer Steven Langley, Secretary Brent Peery, Director Tracey Richardson, Director Brigid Roberson, Director Steve Hildreth, Director Members wishing to contact a Board member may do so by phone, in person, or in writing, (some have restricted access). For more information, please call the credit union at 713-704-3980.
Member Service Representatives Account representatives can answer any general question or questions pertaining to account services or products in which the Credit Union offers. For lending (loan) questions, contact an employee of the Loan Department, directly. For Security Purposes, please do not include any confidential or sensitive information such as account number, credit/debit, or social security numbers
Bayou City Federal Credit Union offers convenient, affordable financial services to its members, including healthcare employees who founded the credit union in 1980.
The page explains that a credit union is a member-owned, not-for-profit financial cooperative that provides thrift services and loans, governed by an elected board of directors.
Bayou City Federal Credit Union’s financial information is available on the NCUA website under charter number 23582.
Debit card account representatives handle general questions, disputes, and fraud claims, while replacement cards require direct contact with Bayou City Federal Credit Union.
Domestic wire transfers to Bayou City Federal Credit Union require the recipient’s name, account number, and government-issued ID for in-person submission.
Please send all mail correspondence, such as loan payments, deposits, request, etc. to our Main Location. Addresses Main Location: Bayou City Federal Credit Union 6414 Fannin Ste. G50 Houston, TX 77030 Jones Service Center Ground floor - Jones Building, MH - TMC) Hours Monday-Friday: 8:30AM - 4:30PM Saturday-Sunday: Closed
Home Banking Regular Mastercard Access Apply for Rewards Credit Card Rewards Credit Card Access Online Loan
Bayou City Federal Credit Union’s online privacy policy describes its commitment to protecting member data and financial goals.
Members can request copies of the credit union’s balance sheet, income statement, audit summary, and board policy on member notifications.
The Mobile Check Deposit User Agreement details the terms for using Bayou City Federal Credit Union’s remote deposit capture services.
The Terms of Use Agreement outlines prohibited activities, including unauthorized access, password misuse, or disclosure of confidential information.