Retail banking and consumer financial services for individuals and households, including accounts, cards, loans and digital access.
BBVA's retail banking arm serves individual customers through a universal-bank model across Spain, Mexico, Turkey, South America and selected European markets. The service is distributed via branches, digital channels and the BBVA/Garanti BBVA mobile apps, and is backed by local banking licences in each operating geography.
The offering encompasses current and savings accounts, debit/credit cards, mortgages, consumer loans, wealth and investment products, insurance distribution, and a mobile banking app. BBVA emphasizes digital-first delivery, financial-health tools and personalized advisory through data and AI.
JPMorgan Chase
Consumer Banking
jpmorganchase.com
Banco Santander
Retail Banking
santander.com
HSBC
Retail Banking
hsbc.com
| Attribute | Retail Banking | Consumer Banking | Retail Banking | Retail Banking | |
|---|---|---|---|---|---|
| Provider | | | | | |
| Founded | 1857 | 1799 | 1857 | 1880 | |
| Sells To | Consumers | Enterprises, Individuals | — | — | |
| Pricing Model | Interest Income | Fees, Transactional Commission | — | — | |
| Ownership | Public | Public | — | — |
Provider
Founded 1857
Sells To Consumers
Pricing Model Interest Income
Ownership Public
Provider
Founded 1799
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider
Founded 1857
Sells To —
Pricing Model —
Ownership —
Founded 1880
Sells To —
Pricing Model —
Ownership —
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Capitec BankCapitec Personal Banking offers simplified retail banking accounts, savings, credit and insurance for South African consumers.
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N26European mobile-only bank offering current accounts, cards, savings and instant payments through a smartphone app.
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Banco de Bogotá offers retail and commercial banking services as Colombia's oldest financial institution.
FNBO consumer banking offers personal checking, savings, CDs, credit cards, mortgages, and lending services.
Absa Personal Banking offers retail banking accounts, savings, loans, cards and digital banking for South African consumers.
Latin American digital bank offering credit cards, accounts, loans, savings and payments via a mobile app.
Global neobank and digital finance app offering accounts, cards, payments, savings, investing and business banking.
FNB Personal Banking provides retail banking, savings, lending, investment and rewards products for South African consumers.
FirstRand BankCapitec Personal Banking offers simplified retail banking accounts, savings, credit and insurance for South African consumers.
Capitec BankPersonal and Private Banking provides individuals and families with banking, lending, savings, and wealth management solutions.
European mobile-only bank offering current accounts, cards, savings and instant payments through a smartphone app.
N26Davivienda provides commercial banking services for consumers, businesses, and rural clients across Colombia.
DaviviendaBancolombia provides commercial banking services to individual, corporate, and institutional clients across Colombia and select international markets.
Banco de Bogotá offers retail and commercial banking services as Colombia's oldest financial institution.
Business banking for innovation-economy clients.
FNBO consumer banking offers personal checking, savings, CDs, credit cards, mortgages, and lending services.
