opensky
Provider 
Founded 1999
Sells To —
Pricing Model —
Ownership —

opensky offers secured credit cards designed to help consumers build or rebuild credit.
opensky is Capital Bank, N.A.’s consumer credit-card division. Its brand-owned site offers secured Visa cards for customers starting or rebuilding credit, including Launch, Secured and Plus variants with different deposit and fee structures.
Customers can apply online and manage payments through the brand’s site and mobile tools. The site says it reports card activity to the three major credit bureaus and identifies opensky as a division of Capital Bank N.A.
Bank of America

BankAmericard Secured Credit Card
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Capital One Financial

Capital One Platinum Secured
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Discover Financial Services

Discover it Secured
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| Attribute | opensky | BankAmericard Secured Credit Card | Capital One Platinum Secured | Discover it Secured | |
|---|---|---|---|---|---|
| Provider | |||||
| Founded | 1999 | 1904 | 1988 | 1985 | |
| Sells To | — | Enterprises, Individuals | Individuals | Individuals | |
| Pricing Model | — | Fees, Transactional Commission | — | — | |
| Ownership | — | Public | — | — |
Provider 
Founded 1999
Sells To —
Pricing Model —
Ownership —
Provider 
Founded 1904
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider 
Founded 1988
Sells To Individuals
Pricing Model —
Ownership —
Provider 
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —


Aspire Mastercard is a general-use credit card for consumers building credit.


Secured credit card with up to 5% cash back, no annual fees, no interest, and no credit check required.
Aspire Mastercard is a general-use credit card for consumers building credit.

Secured credit card with up to 5% cash back, no annual fees, no interest, and no credit check required.
