Secured credit card with up to 5% cash back, no annual fees, no interest, and no credit check required.
Chime Card is a secured Visa credit card that helps members build credit history while earning up to 5% cash back on a category of their choice. Unlike traditional credit cards, it has no annual fees, no interest charges, and requires no credit check to apply.
Members can choose cash back categories including groceries, gas, restaurants, monthly bills, or travel. The card includes SpotMe fee-free overdraft coverage, Visa Zero Liability protection, instant transaction alerts, and the ability to block the card from the mobile app. Chime reports payments to all three major credit bureaus.
Capital One Financial
Capital One Platinum Secured
capitalone.com
Self
Credit Builder Loans
self.inc
Discover Financial Services
Discover it Secured
discover.com
| Attribute | Chime Card | Capital One Platinum Secured | Credit Builder Loans | Discover it Secured | |
|---|---|---|---|---|---|
| Provider | | | | | |
| Founded | 2012 | 1988 | 2015 | 1985 | |
| Sells To | Consumers | Individuals | Consumers | Individuals | |
| Pricing Model | Recurring, Software, Transactional | — | Recurring | — | |
| Ownership | Public | — | Venture-backed | — |
Provider
Founded 2012
Sells To Consumers
Pricing Model Recurring, Software, Transactional
Ownership Public
Provider
Founded 1988
Sells To Individuals
Pricing Model —
Ownership —
Provider
Founded 2015
Sells To Consumers
Pricing Model Recurring
Ownership Venture-backed
Provider
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
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