Chase Freedom is a line of no-annual-fee consumer credit cards that earns cash back on every purchase.
Chase Freedom is JPMorgan Chase's consumer cash-back credit card line. The cards carry no annual fee and earn cash-back rewards on every purchase, with flexible redemption of rewards.
The Freedom family includes multiple card options for everyday spending and different reward structures, all built around cash-back earnings on purchases.
Adds products that compete with one of Chase Freedom’s direct competitors but not with Chase Freedom itself. They are shaded, and Linked Through names the direct competitor each one competes with.
| Attribute | Chase Freedom | Coverd Card | Bilt Card | Step Card | |
|---|---|---|---|---|---|
| Linked Through | — | Direct competitor | Coverd Card | Coverd Card | |
| Provider |  |  |  |  | |
| Founded | 1799 | 2024 | 2021 | 2018 | |
| Sells To | Enterprises, Individuals | Consumer | B2C | — | |
| Pricing Model | Fees, Transactional Commission | — | Commission | — | |
| Ownership | Public | Private | Venture-backed | — |
Provider
Founded 1799
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider
Founded 2024
Sells To Consumer
Pricing Model —
Ownership Private
Linked Through Coverd Card
Provider
Founded 2021
Sells To B2C
Pricing Model Commission
Ownership Venture-backed
Linked Through Coverd Card
Provider
Founded 2018
Sells To —
Pricing Model —
Ownership —
Secured credit card with up to 5% cash back, no annual fees, no interest, and no credit check required.
Cash back credit cards with unlimited 2% or category-based rewards, no annual fee, and no foreign transaction fees.
No-annual-fee UK cashback credit card paying up to 1 percent cashback on spending.
Active Cash is a consumer Visa card with unlimited 2% rewards, no annual fee, and a current introductory bonus.
Credit card products issued by Discover including cash back, travel, secured, and student cards
No-monthly-fee UK rewards credit card earning 1 point per 1 with no FX fees abroad.
Bilt Card is a consumer rewards credit card for everyday spending, rent, and mortgage payments.
Flat-rate cash back credit card earning 2% on every purchase.
Secured credit card with up to 5% cash back, no annual fees, no interest, and no credit check required.
Cash back credit cards with unlimited 2% or category-based rewards, no annual fee, and no foreign transaction fees.
5% rotating category cash back credit card
No-annual-fee UK cashback credit card paying up to 1 percent cashback on spending.
1.5x miles travel rewards credit card
Active Cash is a consumer Visa card with unlimited 2% rewards, no annual fee, and a current introductory bonus.
Credit card products issued by Discover including cash back, travel, secured, and student cards
No-monthly-fee UK rewards credit card earning 1 point per 1 with no FX fees abroad.
Step Card is a Visa card and app pairing cash-back rewards with credit-building tools for young consumers.
Bilt Card is a consumer rewards credit card for everyday spending, rent, and mortgage payments.
