Discover it Cash Back
Provider 
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
Discover Financial Services offers Discover it Cash Back
ProductOperating Status: Currently Offered
5% rotating category cash back credit card
5% rotating category cash back credit card
Discover it Cash Back earns 5% cash back on rotating quarterly categories (up to $1,500 per quarter when activated) and 1% on all other purchases. The card includes Unlimited Cashback Match at the end of the first year, doubling all cash back earned. There is no annual fee and no foreign transaction fees.
The rotating categories cover common spending areas such as gas stations, grocery stores, restaurants, Amazon, and wholesale clubs. Cardholders must activate bonus categories each quarter to earn the 5% rate. The 1% base rate applies to all purchases outside of activated categories with no spending cap.
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| Attribute | Discover it Cash Back | Cash-Back Rewards Credit Card | Chase Freedom Flex, Chase Freedom Unlimited | Wells Fargo Active Cash Card | |
|---|---|---|---|---|---|
| Provider | | | | | |
| Founded | 1985 | 2011 | 1799 | 1852 | |
| Sells To | Individuals | — | Enterprises, Individuals | Enterprises, Individuals | |
| Pricing Model | — | — | Fees, Transactional Commission | Fees, Transactional Commission | |
| Ownership | — | Public | Public | Public |
Provider
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
Provider
Founded 2011
Sells To —
Pricing Model —
Ownership Public
Provider
Founded 1799
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider
Founded 1852
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
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