Personal Loans
Provider 
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
Discover Financial Services offers Personal Loans
ProductOperating Status: Currently Offered
Unsecured personal loans up to $40,000
Unsecured personal loans up to $40,000
Discover Personal Loans offers fixed-rate unsecured loans from $2,500 to $40,000 with terms of 36 to 84 months. There are no origination fees, no late fees, and no prepayment penalties. Direct creditor payoff is available for debt consolidation purposes, and customer service operates seven days a week.
The application process is fully online with same-day approval decisions in most cases. Funds can be received as early as the next business day. APR ranges from 6.99% to 24.99% depending on creditworthiness and loan term.
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| Attribute | Personal Loans | Best Egg Personal Loans | LendingClub Personal Loans | Prosper Personal Loans | Unsecured Personal Loans | |
|---|---|---|---|---|---|---|
| Provider | | | | | | |
| Founded | 1985 | 2014 | 2006 | 2005 | 2011 | |
| Sells To | Individuals | Consumer | Individuals | — | — | |
| Pricing Model | — | — | Interest Income | — | — | |
| Ownership | — | Subsidiary | Public | Venture-backed | Public |
Provider
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
Provider
Founded 2014
Sells To Consumer
Pricing Model —
Ownership Subsidiary
Provider
Founded 2006
Sells To Individuals
Pricing Model Interest Income
Ownership Public
Provider
Founded 2005
Sells To —
Pricing Model —
Ownership Venture-backed
Provider
Founded 2011
Sells To —
Pricing Model —
Ownership Public
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