Rocket Loans
Provider 
Founded 1985
Sells To Consumer
Pricing Model —
Ownership Public Company

Online personal-loan marketplace offering fixed-rate loans of $2,000 to $75,000 through Rocket Companies.
Rocket Loans is the consumer personal-loan offering operated by RockLoans Marketplace LLC, a Rocket Companies subsidiary serving clients through a fully online application at rocketloans.com. Borrowers can qualify for fixed-rate, unsecured loans from $2,000 to $75,000 with 36- or 60-month terms and funding as soon as the same day.
Loans are originated by Cross River Bank and carry APRs from 7.99 percent with autopay to 29.99 percent, with an origination fee of up to 9.99 percent disclosed before acceptance. The offering extends the Rocket Companies platform beyond home lending into unsecured personal credit for debt consolidation, home improvement, and major expenses.
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| Attribute | Rocket Loans | Ascend Personal Loan | Best Egg Personal Loans | LendingClub Personal Loans | Prosper Personal Loans | |
|---|---|---|---|---|---|---|
| Provider | ||||||
| Founded | 1985 | 2014 | 2014 | 2006 | 2005 | |
| Sells To | Consumer | Consumers | Consumer | Individuals | — | |
| Pricing Model | — | — | — | Interest Income | — | |
| Ownership | Public Company | — | Acquired Subsidiary | Public Company | — |
Provider 
Founded 1985
Sells To Consumer
Pricing Model —
Ownership Public Company
Provider 
Founded 2014
Sells To Consumers
Pricing Model —
Ownership —
Provider 
Founded 2014
Sells To Consumer
Pricing Model —
Ownership Acquired Subsidiary
Provider 
Founded 2006
Sells To Individuals
Pricing Model Interest Income
Ownership Public Company
Provider 
Founded 2005
Sells To —
Pricing Model —
Ownership —