Unsecured personal loans from $5,000 to $100,000 with fixed rates, no fees, and same-day funding available.
SoFi Personal Loans offer unsecured fixed-rate borrowing from $5,000 to $100,000 with terms from 2 to 7 years. The product features no origination fees, no prepayment penalties, no late fees, and unemployment protection.
Funds can be available as quickly as the same day after approval. The Direct Pay feature allows SoFi to pay credit card lenders directly for debt consolidation.
Happen
LendingClub Personal Loans
happen.com
Truist
LightStream
Goldman Sachs
Marcus by Goldman Sachs
goldmansachs.com
Discover Financial Services
Personal Loans
discover.com
Prosper Marketplace
Prosper Personal Loans
prosper.com
| Attribute | Unsecured Personal Loans | LendingClub Personal Loans | LightStream | Marcus by Goldman Sachs | Personal Loans | Prosper Personal Loans | |
|---|---|---|---|---|---|---|---|
| Provider |  | | | | | | |
| Founded | 2011 | 2006 | 1872 | 1869 | 1985 | 2005 | |
| Sells To | — | Individuals | — | Institutional | Individuals | B2C | |
| Pricing Model | — | Interest Income | — | Fee-Based Revenue | — | Commission | |
| Ownership | Public | Public | — | Public | — | Venture-backed |
Founded 2011
Sells To —
Pricing Model —
Ownership Public
Provider
Founded 2006
Sells To Individuals
Pricing Model Interest Income
Ownership Public
Provider
Founded 1872
Sells To —
Pricing Model —
Ownership —
Provider
Founded 1869
Sells To Institutional
Pricing Model Fee-Based Revenue
Ownership Public
Provider
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
NetCredit Personal Loans are unsecured online installment loans from 1,000 to 10,000 dollars.
Fixed-rate personal loan from Ascend Consumer Finance with optional RateRewards, cutting interest cost by up to 50 percent.
Zopa Personal Loans are fixed-instalment unsecured loans for United Kingdom consumers.
Unsecured personal loans finance Indian consumers through online and branch applications.
Best Egg Personal Loans offers online unsecured and secured personal loans of $2,000 to $50,000 with fixed APRs.
Unsecured personal lending finances expenses for Indian individual borrowers.
Rise CreditRISE Installment Loans are online fixed-rate loans from 500 to 5,000 dollars with terms up to 36 months.
Online personal-loan marketplace offering fixed-rate loans of $2,000 to $75,000 through Rocket Companies.
Unsecured personal lending finances planned and unexpected expenses for Indian borrowers.
Fixed rate term loan starting at 4.05% with customizable terms up to 5 years.
NetCredit Personal Loans are unsecured online installment loans from 1,000 to 10,000 dollars.
Fixed-rate personal loan from Ascend Consumer Finance with optional RateRewards, cutting interest cost by up to 50 percent.
Zopa Personal Loans are fixed-instalment unsecured loans for United Kingdom consumers.
Unsecured personal loans finance Indian consumers through online and branch applications.
Best Egg Personal Loans offers online unsecured and secured personal loans of $2,000 to $50,000 with fixed APRs.
Unsecured personal lending finances expenses for Indian individual borrowers.
RISE Installment Loans are online fixed-rate loans from 500 to 5,000 dollars with terms up to 36 months.
Rise CreditOnline personal-loan marketplace offering fixed-rate loans of $2,000 to $75,000 through Rocket Companies.
Unsecured personal lending finances planned and unexpected expenses for Indian borrowers.
Fixed rate term loan starting at 4.05% with customizable terms up to 5 years.
