Student loan refinancing with flexible terms from 5 to 20 years, competitive fixed and variable rates, and member benefits.
SoFi Student Loan Refinancing allows borrowers to refinance federal and private student loans into a single loan with a lower rate. Available terms range from 5 to 20 years with fixed and variable APR options.
The product includes member benefits such as unemployment protection, free financial planning, career coaching, and cosigner release after 24 months of on-time payments.
Earnest
Earnest Student Loan Refinance
earnest.com
SouthEast Bank
ELFI
southeastbank.com
KeyBank
Laurel Road
key.com
| Attribute | Student Loan Refinancing | Earnest Student Loan Refinance | ELFI | Laurel Road | |
|---|---|---|---|---|---|
| Provider |  | | | | |
| Founded | 2011 | 2013 | 2002 | 1825 | |
| Pricing Model | — | — | — | Interest Income | |
| Ownership | Public | — | — | — |
Founded 2011
Pricing Model —
Ownership Public
Provider
Founded 2013
Pricing Model —
Ownership —
Provider
Founded 2002
Pricing Model —
Ownership —
Founded 1825
Pricing Model Interest Income
Ownership —
Ascent Student Loans provides undergraduate and graduate private education financing, including cosigned and non-cosigned options.
Earnest Private Student Loans funds undergraduate through law and parent borrowing with no fees and flexible terms.
College Ave Student Loans offers private undergraduate education financing with fixed or variable rates and flexible repayment options.
Ascent Student Loans provides undergraduate and graduate private education financing, including cosigned and non-cosigned options.
Earnest Private Student Loans funds undergraduate through law and parent borrowing with no fees and flexible terms.
College Ave Student Loans offers private undergraduate education financing with fixed or variable rates and flexible repayment options.
