Cash back credit cards with unlimited 2% or category-based rewards, no annual fee, and no foreign transaction fees.
SoFi offers multiple credit card options including the SoFi Unlimited 2% Card with unlimited 2% cash back rewards on all eligible purchases, the SoFi Everyday Cash Rewards Card with 3% on dining and 2% on groceries, and the SoFi Essential Card for credit building.
All cards have no annual fee and no foreign transaction fees. Rewards points can be redeemed toward active SoFi accounts at 1 cent per point.
JPMorgan Chase
Chase Freedom Unlimited
jpmorganchase.com
Citi
Citi Double Cash
citi.com
Discover Financial Services
Discover it Cash Back
discover.com
| Attribute | Cash-Back Rewards Credit Card | Chase Freedom Unlimited | Citi Double Cash | Discover it Cash Back | |
|---|---|---|---|---|---|
| Provider |  | | | | |
| Founded | 2011 | 1799 | 1812 | 1985 | |
| Sells To | — | Enterprises, Individuals | Enterprises, Individuals | Individuals | |
| Pricing Model | — | Fees, Transactional Commission | Fees, Transactional Commission | — | |
| Ownership | Public | Public | Public | — |
Founded 2011
Sells To —
Pricing Model —
Ownership Public
Provider
Founded 1799
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Founded 1812
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
Chase Freedom is a line of no-annual-fee consumer credit cards that earns cash back on every purchase.
1.5x miles travel rewards credit card
Active Cash is a consumer Visa card with unlimited 2% rewards, no annual fee, and a current introductory bonus.
Secured credit card with up to 5% cash back, no annual fees, no interest, and no credit check required.
No-annual-fee UK cashback credit card paying up to 1 percent cashback on spending.
Coverd Card is a no-annual-fee Visa credit card with up to 100 percent per-purchase cash-back rewards.
Barclaycard Rewards is a no-annual-fee UK credit card paying cashback on everyday spending.
Credit card products issued by Discover including cash back, travel, secured, and student cards
Discover it Secured provides deposit-backed credit cards for consumers building credit.
No-monthly-fee UK rewards credit card earning 1 point per 1 with no FX fees abroad.
Chase Freedom is a line of no-annual-fee consumer credit cards that earns cash back on every purchase.
1.5x miles travel rewards credit card
Active Cash is a consumer Visa card with unlimited 2% rewards, no annual fee, and a current introductory bonus.
Secured credit card with up to 5% cash back, no annual fees, no interest, and no credit check required.
No-annual-fee UK cashback credit card paying up to 1 percent cashback on spending.
Coverd Card is a no-annual-fee Visa credit card with up to 100 percent per-purchase cash-back rewards.
5% rotating category cash back credit card from Chase
Barclaycard Rewards is a no-annual-fee UK credit card paying cashback on everyday spending.
Credit card products issued by Discover including cash back, travel, secured, and student cards
Discover it Secured provides deposit-backed credit cards for consumers building credit.
No-monthly-fee UK rewards credit card earning 1 point per 1 with no FX fees abroad.
Unsecured credit card with low APR and flexible credit limits.
