Discover it Secured provides deposit-backed credit cards for consumers building credit.
Discover it Secured Cash Back is a credit card for consumers building or rebuilding credit through responsible use. Approved applicants provide a refundable deposit to open the account, and Discover reports their credit standing to the three major credit bureaus.
Cardholders earn cash back on purchases and can receive their deposit back after establishing a positive payment record and upgrading to an unsecured card. The product supports online deposits, mobile card locking, credit-score access and customer service.
| Attribute | Discover it Secured | Chime Card | opensky | |
|---|---|---|---|---|
| Provider |  |  |  | |
| Founded | 1985 | 2012 | 1999 | |
| Sells To | Individuals | Consumers | — | |
| Pricing Model | — | Recurring, Software, Transactional | — | |
| Ownership | — | Public | — |
Provider
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —
Provider
Founded 2012
Sells To Consumers
Pricing Model Recurring, Software, Transactional
Ownership Public
Provider
Founded 1999
Sells To —
Pricing Model —
Ownership —
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