Coverd Card
Provider 
Founded 2024
Sells To Consumer
Pricing Model —
Ownership Private

Coverd Card is a no-annual-fee Visa credit card with up to 100 percent per-purchase cash-back rewards.
The Coverd Card is Coverd's consumer credit-card product, applied for at card.coverd.us and managed in the "Coverd: Win Purchases Back" iOS and Android app. It carries no annual fee and offers spending insights and self-set limits, with per-purchase cash-back rewards ranging from 0.5 percent to 100 percent set by a published rewards matrix updated three times daily, averaging about 2 percent monthly.
The card is issued in partnership with Rain and accepted wherever Visa is accepted. At its June 2026 launch the rewards program was still in testing and not actively onboarding customers, with automatic entries into win-back games as the gamified layer.
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| Attribute | Coverd Card | Bilt Card | Chase Freedom | Step Card | |
|---|---|---|---|---|---|
| Provider | |||||
| Founded | 2024 | 2021 | 1799 | 2018 | |
| Sells To | Consumer | B2C | Enterprises, Individuals | — | |
| Pricing Model | — | Commission | Fees, Transactional Commission | — | |
| Ownership | Private | Venture-backed | Public | — |
Provider 
Founded 2024
Sells To Consumer
Pricing Model —
Ownership Private
Provider 
Founded 2021
Sells To B2C
Pricing Model Commission
Ownership Venture-backed
Provider 
Founded 1799
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider 
Founded 2018
Sells To —
Pricing Model —
Ownership —



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