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Products & Services
AddedMay 1, 2026
UpdatedMay 31, 2026
Klutch Spend

Klutch Spend

Product

Collateralized card with no credit check and fast approval.

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Overview
News

Klutch Spend is a collateralized payment card requiring no credit check, where users load funds from their bank account and spend only the loaded balance. The card offers 1% cash back on purchases with promotional rates up to 6%.

Users access the same mini-app ecosystem as Klutch Credit, including virtual cards with spending limits, merchant controls, and detailed transaction data for complete financial visibility.

Klutch Spend - Classification

Technology
  • API
  • Mobile
Customer
  • SMB
  • Startup
Main Product
  • Credit Card

More from Klutch

  • Klutch Credit logo

    Klutch Credit

Klutch Spend - Direct Competitors

  • Bill.com Holdings

    Bill.com Holdings logo

    BILL Spend & Expense

    bill.com

  • Privacy.com

    Privacy.com logo

    Privacy Virtual Cards

    privacy.com

  • Privy

    Privy logo

    Privy Wallet Infrastructure

    privy.io

  • Ramp

    Ramp logo

    Ramp Corporate Cards

AttributeKlutch SpendBILL Spend & ExpensePrivacy Virtual CardsPrivy Wallet InfrastructureRamp Corporate Cards
ProviderKlutchklutchcard.com$840k raisedBill.com Holdingsbill.com$216M raised · PublicPrivacy.comprivacy.comPrivyprivy.io$41.3M raised · AcquiredRamp$2.1B raised · Acquired
Founded20192006201420212019
Sells ToIndividualsEnterprises, Small BusinessIndividualsEnterprisesEnterprise, Small Business
Pricing ModelSubscriptionRecurring, SoftwareSubscriptionRecurringRecurring, Software, Transactional
OwnershipPrivatePublicPrivateVenture CapitalEquity, Venture Capital
Klutch Spend

Provider Klutchklutchcard.com$840k raised

Founded 2019

Sells To Individuals

Pricing Model Subscription

Ownership Private

BILL Spend & Expense

Provider Bill.com Holdingsbill.com$216M raised · Public

Founded 2006

Sells To Enterprises, Small Business

Pricing Model Recurring, Software

Ownership Public

Privacy Virtual Cards

Provider Privacy.comprivacy.com

Founded 2014

Sells To Individuals

Pricing Model Subscription

Ownership Private

Privy Wallet Infrastructure

Provider Privyprivy.io$41.3M raised · Acquired

Founded 2021

Sells To Enterprises

Pricing Model Recurring

Ownership Venture Capital

Ramp Corporate Cards

Provider Ramp$2.1B raised · Acquired

Founded 2019

Sells To Enterprise, Small Business

Pricing Model Recurring, Software, Transactional

Ownership Equity, Venture Capital

Klutch Spend - Similar Products & Services

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