SoFi Private Student Loans
Founded 2011
Sells To —
Pricing Model —
Ownership Public

SoFi Private Student Loans funds undergraduate and graduate education through SoFi Bank, with no fees and fixed or variable rates.
SoFi Private Student Loans cover in-school undergraduate, graduate, law, MBA, health-professions, and parent borrowing. The product advertises no fees and both fixed and variable rate options.
Loans are originated by SoFi Bank, N.A. Borrowers apply online and choose from in-school repayment structures.
Ascent Funding

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College Ave

College Ave Student Loans
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Earnest

Earnest Private Student Loans
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Discover Financial Services

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Sallie Mae

Sallie Mae Student Loans
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| Attribute | SoFi Private Student Loans | Ascent Student Loans | College Ave Student Loans | Earnest Private Student Loans | Private Student Loans | Sallie Mae Student Loans | |
|---|---|---|---|---|---|---|---|
| Provider | |||||||
| Founded | 2011 | 2015 | 2014 | 2013 | 1985 | 1972 | |
| Sells To | — | Students | — | — | Individuals | — | |
| Pricing Model | — | Interest Income | — | — | — | — | |
| Ownership | Public | Private | — | — | — | — |
Founded 2011
Sells To —
Pricing Model —
Ownership Public
Provider 
Founded 2015
Sells To Students
Pricing Model Interest Income
Ownership Private
Provider 
Founded 2014
Sells To —
Pricing Model —
Ownership —
Provider 
Founded 2013
Sells To —
Pricing Model —
Ownership —
Provider 
Founded 1985
Sells To Individuals
Pricing Model —
Ownership —


Earnest student loan refinance consolidates federal and private student loans into one fixed- or variable-rate loan.


Student loan refinancing service offering competitive rates and flexible terms.


Income-share financing for skills-based training; learners pay a percentage of future income for a set timeframe.
Earnest student loan refinance consolidates federal and private student loans into one fixed- or variable-rate loan.

Student loan refinancing service offering competitive rates and flexible terms.

Income-share financing for skills-based training; learners pay a percentage of future income for a set timeframe.
