Online banking product by Goldman Sachs offering high-yield savings accounts, personal loans, and investment accounts.
Marcus by Goldman Sachs is a direct-to-consumer online banking product launched by Goldman Sachs in 2016, offering high-yield online savings accounts, certificates of deposit, and personal unsecured loans. The platform operates primarily in the United States and the United Kingdom, with no minimum deposit requirements and no transaction fees on savings products.
Marcus savings accounts have consistently offered competitive APYs among online banks, and the product integrates with the broader Goldman Sachs financial ecosystem. In the US, Marcus also provides a personal loan marketplace and invest-and-save features, leveraging Goldman Sachs asset management capabilities while maintaining a consumer-friendly interface distinct from the institutional brand.
Ally Financial
Ally Bank
ally.com
Capital One Financial
Capital One 360
capitalone.com
Credit Karma
Credit Karma Money Save
creditkarma.com
SoFi
Unsecured Personal Loans
sofi.com
Wise
Wise Assets
wise.com
| Attribute | Marcus by Goldman Sachs | Ally Bank | Capital One 360 | Credit Karma Money Save | Unsecured Personal Loans | Wise Assets | |
|---|---|---|---|---|---|---|---|
| Provider | | | | | | | |
| Founded | 1869 | 1919 | 1988 | 2007 | 2011 | 2011 | |
| Sells To | Institutional | — | Individuals | B2C | — | B2C | |
| Pricing Model | Fee-Based Revenue | Fee-Based Revenue, Interest Income | — | Affiliate | — | Transaction Fees | |
| Ownership | Public | Public | — | — | Public | Venture-backed |
Provider
Founded 1869
Sells To Institutional
Pricing Model Fee-Based Revenue
Ownership Public
Provider
Founded 1919
Sells To —
Pricing Model Fee-Based Revenue, Interest Income
Ownership Public
Provider
Founded 1988
Sells To Individuals
Pricing Model —
Ownership —
Provider
Founded 2007
Sells To B2C
Pricing Model Affiliate
Ownership —
Provider
Founded 2011
Sells To —
Pricing Model —
Ownership Public
Mercury Personal offers subscription-based personal banking with high-yield savings and investments.
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Mobile banking app for Citizens Bank IN account management, bill payments and money transfers.
Capital One 360 is an online banking platform offering savings, checking, and CD accounts.
Chime Checking Account is a fee-free online checking account with no monthly fees and no minimum balance requirement.
Mercury Personal offers subscription-based personal banking with high-yield savings and investments.
LendingClub Personal Loans are unsecured fixed-rate installment loans for consumers.
Prosper Personal Loans are unsecured fixed-rate installment loans for consumers.
Unsecured personal loans up to $40,000
Unsecured personal loan provider offering competitive rates for various purposes.
Mobile banking app for Citizens Bank IN account management, bill payments and money transfers.
Capital One 360 is an online banking platform offering savings, checking, and CD accounts.
Chime Checking Account is a fee-free online checking account with no monthly fees and no minimum balance requirement.
