Investment feature offering interest on balances via BlackRock money market funds and equity index fund investing.
Wise Interest lets USD and GBP balances earn yields through BlackRock government money market funds, with USD balances earning 3.14-3.41% APY depending on the fund. Funds are held in US Treasury securities backed by the full faith and credit of the US government, and USD deposits up to $250,000 are FDIC-insured through partner banks, while GBP deposits receive FSCS protection.
Wise Stocks provides access to iShares equity index funds including the MSCI World Index, with management fees of 0.55-0.60% and 95-97% of sell orders executing instantly. Investors can start with as little as $1, diversify across global markets, and maintain investment alongside their Wise Account balance, all within a single app experience.
| Attribute | Wise Assets | Marcus by Goldman Sachs | |
|---|---|---|---|
| Provider | |  | |
| Founded | 2011 | 1869 | |
| Sells To | B2C | Institutional | |
| Pricing Model | Transaction Fees | Fee-Based Revenue | |
| Ownership | Venture-backed | Public |
Provider
Founded 2011
Sells To B2C
Pricing Model Transaction Fees
Ownership Venture-backed
Provider
Founded 1869
Sells To Institutional
Pricing Model Fee-Based Revenue
Ownership Public
Upvest's Investment API is a cloud-native platform for brokerage, settlement and custody across Europe and the UK.
Upvest's Investment API is a cloud-native platform for brokerage, settlement and custody across Europe and the UK.
Fixed-income fund supporting women of color entrepreneurs.
Unsecured personal loans from $5,000 to $100,000 with fixed rates, no fees, and same-day funding available.
Ally Bank is a direct digital bank offering high-yield savings, checking, and CD accounts.
High-yield online savings account earning competitive APY with no fees or minimums, FDIC-insured up to M.
Online banking platform offering checking, savings, and CDs with no minimums.
Unsecured personal loans from $5,000 to $100,000 with fixed rates, no fees, and same-day funding available.
Ally Bank is a direct digital bank offering high-yield savings, checking, and CD accounts.
High-yield online savings account earning competitive APY with no fees or minimums, FDIC-insured up to M.
Online banking platform offering checking, savings, and CDs with no minimums.