International money transfer service to 140+ countries at mid-market exchange rates with transparent fees from 0.57%.
Wise Send Money is the original core service of Wise, enabling individuals and businesses to send money internationally to over 140 countries at the mid-market exchange rate with transparent, low fees starting from 0.57%. Seventy-four percent of transfers arrive instantly, and 96% are completed within 24 hours, with rate-lock guarantees ensuring the exchange rate holds for up to 48 hours.
The service supports recurring transfers, multiple payment methods including bank debit and credit card, and recipients can receive funds directly into bank accounts, mobile wallets, or for cash pickup in select corridors. End-to-end tracking, estimated delivery times, and real-time notifications give senders full visibility throughout the transfer lifecycle.
| Attribute | International Money Transfers | Consumer Money Transfers | Ripple Payments | USD Account and Cross-Border Payments | Xoom | |
|---|---|---|---|---|---|---|
| Provider | |  |  |  |  | |
| Founded | 2011 | 1940 | 2012 | 2021 | 1998 | |
| Sells To | B2C | Business, Consumer | B2B, Financial Institutions | Consumers | Enterprises | |
| Pricing Model | Transaction Fees | Transaction Fees | Transaction Fees | Recurring, Transactional | Transactional Commission | |
| Ownership | — | Acquired Subsidiary | Privately Held | Venture Capital | Public |
Provider
Founded 2011
Sells To B2C
Pricing Model Transaction Fees
Ownership —
Provider
Founded 1940
Sells To Business, Consumer
Pricing Model Transaction Fees
Ownership Acquired Subsidiary
Provider
Founded 2012
Sells To B2B, Financial Institutions
Pricing Model Transaction Fees
Ownership Privately Held
Provider
Founded 2021
Sells To Consumers
Pricing Model Recurring, Transactional
Ownership Venture Capital
Provider
Founded 1998
Sells To Enterprises
Pricing Model Transactional Commission
Ownership Public
Mastercard Send
mastercard.com
