Wise Send Money is the original core service of Wise, enabling individuals and businesses to send money internationally to over 140 countries at the mid-market exchange rate with transparent, low fees starting from 0.57%. Seventy-four percent of transfers arrive instantly, and 96% are completed within 24 hours, with rate-lock guarantees ensuring the exchange rate holds for up to 48 hours.

The service supports recurring transfers, multiple payment methods including bank debit and credit card, and recipients can receive funds directly into bank accounts, mobile wallets, or for cash pickup in select corridors. End-to-end tracking, estimated delivery times, and real-time notifications give senders full visibility throughout the transfer lifecycle.