Visa Direct
Provider 
Founded 1958
Sells To Enterprises
Pricing Model Transactional Commission
Ownership —
Visa Direct
ServiceOperating Status: Currently Offered
Real-time money movement platform reaching billions of endpoints globally.
Real-time money movement platform reaching billions of endpoints globally.
Visa Direct is one of the world's largest digital payment networks, connecting cards, currencies and markets across the globe. It offers worldwide reach to billions of endpoints, with real-time cross-border and domestic payment solutions through a single point of access connecting to card and account endpoints.
Visa Direct supports multiple payment flows including P2P, B2B, B2C, B2b, and G2C, with endpoints across card, account, and wallet networks. It enables fast and secure domestic and cross-border payments in 150+ currencies, with payments processed in real time or within 30 minutes for card-based transactions. The platform also offers overlay services including request to pay, receiver directed payments, Visa+ Aliasing, account updater, tokenization, dispute solutions, and multi-currency settlement.
| Attribute | Visa Direct | Cash App, Square Payments | Mastercard Send | Venmo | |
|---|---|---|---|---|---|
| Provider | |  |  |  | |
| Founded | 1958 | 2009 | 1966 | 1998 | |
| Sells To | Enterprises | Individuals, SMB | Financial Institutions | Enterprises | |
| Pricing Model | Transactional Commission | Transactional Commission | — | Transactional Commission | |
| Ownership | — | Public | Public | Public |
Provider
Founded 1958
Sells To Enterprises
Pricing Model Transactional Commission
Ownership —
Provider
Founded 2009
Sells To Individuals, SMB
Pricing Model Transactional Commission
Ownership Public
Provider
Founded 1966
Sells To Financial Institutions
Pricing Model —
Ownership Public
Provider
Founded 1998
Sells To Enterprises
Pricing Model Transactional Commission
Ownership Public
Diameter Pay's API for cross-border payments across SWIFT, Fedwire, ACH, FedNow, and RTP.
MoneyGram's consumer service lets individuals send money globally through multiple channels.
Ripple Payments lets institutions settle cross-border fiat and stablecoin payments through a single integration.
White-label digital wallet with virtual accounts and Visa card issuance.
MoneyGram's business solutions let companies embed global payment and disbursement services.
Flutterwave Issuing issues virtual and physical cards with a business spend management platform.
Global payout solutions for businesses to pay suppliers, employees, and partners across borders.
Global payment network processing credit and debit card transactions worldwide
KiyaAI Payments is payment switch and interface software for banks and payment networks.
Corporate treasury and cash management for global enterprises.
Managed global payment service paying employees, tax authorities, and third parties.
Diameter Pay's API for cross-border payments across SWIFT, Fedwire, ACH, FedNow, and RTP.
MoneyGram's consumer service lets individuals send money globally through multiple channels.
Ripple Payments lets institutions settle cross-border fiat and stablecoin payments through a single integration.
White-label digital wallet with virtual accounts and Visa card issuance.
MoneyGram's business solutions let companies embed global payment and disbursement services.
Flutterwave Issuing issues virtual and physical cards with a business spend management platform.
Global payout solutions for businesses to pay suppliers, employees, and partners across borders.
Global payment network processing credit and debit card transactions worldwide
KiyaAI Payments is payment switch and interface software for banks and payment networks.
Corporate treasury and cash management for global enterprises.
Managed global payment service paying employees, tax authorities, and third parties.