Visa Token Service
Provider 
Founded 1958
Sells To Enterprises
Pricing Model Transactional Commission
Ownership —
Visa Token Service
ServiceOperating Status: Currently Offered
Payment tokenization platform securing digital commerce transactions.
Payment tokenization platform securing digital commerce transactions.
Visa Token Service (VTS) is the foundational platform for global tokenization, bringing trust to digital commerce innovation. As consumers rely on digital payments, VTS provides tokens designed to enable the payment ecosystem to increase authorization, reduce fraud, and lead from the front.
Visa has provisioned 10 billion Visa Network Tokens since launch ten years ago, saving $650 million in fraud last year due to tokenization. VTS includes the Cloud Token Framework for digital payment security across multiple connected devices, Click to Pay for simplified online checkout, and integration with wallets and wearables. It offers cryptogram protection, issuer-provided card art, and access to value-added services that combine to help increase authorization, reduce fraud, and improve customer payment experiences.
| Attribute | Visa Token Service | Network Tokens, Token Vault | |
|---|---|---|---|
| Provider | |  | |
| Founded | 1958 | 2021 | |
| Sells To | Enterprises | B2B, Enterprise | |
| Pricing Model | Transactional Commission | Enterprise Contract, Enterprise Software | |
| Ownership | — | Private, Venture-backed |
Provider
Founded 1958
Sells To Enterprises
Pricing Model Transactional Commission
Ownership —
Provider
Founded 2021
Sells To B2B, Enterprise
Pricing Model Enterprise Contract, Enterprise Software
Ownership Private, Venture-backed
Direct network tokenization service connecting to Visa, Mastercard, Amex, and Discover for higher authorization rates.
Cloud tokenization platform for securing payment and sensitive data with format-preserving tokens.
Independent tokenization platform for vaulting, routing, and optimizing payment data across processors.
Single-API platform for managing the full lifecycle of payment cards and network services.
Privacy Virtual Cards provides secure masked card numbers for online payments.
Cloud-native issuer processing for debit, credit, prepaid, and virtual cards.
Securitize Tokenization-as-a-Service is a regulation-focused platform for tokenizing investment products and managing digital asset securities.
Direct network tokenization service connecting to Visa, Mastercard, Amex, and Discover for higher authorization rates.
Cloud tokenization platform for securing payment and sensitive data with format-preserving tokens.
PCI-compliant data vault for collecting and tokenizing sensitive information without handling raw data.
Independent tokenization platform for vaulting, routing, and optimizing payment data across processors.
Single-API platform for managing the full lifecycle of payment cards and network services.
Privacy Virtual Cards provides secure masked card numbers for online payments.
Visa card issuance program with virtual and physical cards for businesses.
Wallet that lets AI agents pay with issued or connected Visa cards.
Cloud-native issuer processing for debit, credit, prepaid, and virtual cards.
Securitize Tokenization-as-a-Service is a regulation-focused platform for tokenizing investment products and managing digital asset securities.
E-commerce fraud protection and chargeback prevention.