Single-API platform for managing the full lifecycle of payment cards and network services.
VGS Card Management Platform is a unified API hub that orchestrates card-related services including network tokenization, account updater, card attributes and BIN lookup, account validation, 3-D Secure, and wallet provisioning. Built on top of VGS Vault, it abstracts complexity across card networks so issuers, fintechs, and merchants can manage credentials through one integration rather than separate network connections.
The platform streamlines operations such as token lifecycle management, credential refresh, and risk-based authentication while keeping sensitive card data vaulted outside the customer's environment. By consolidating multiple card services into a single interface, it accelerates time to market for card programs and reduces ongoing maintenance associated with direct network integrations.
Yuno
3DS, Account Updater
y.uno
Basis Theory
Basis Theory Platform
basistheory.com
Skyflow
Skyflow Data Privacy Vault
skyflow.com
TokenEx
TokenEx Tokenization Platform
tokenex.com
| Attribute | VGS Card Management Platform | 3DS, Account Updater | Basis Theory Platform | Skyflow Data Privacy Vault | TokenEx Tokenization Platform | |
|---|---|---|---|---|---|---|
| Provider |  | | | | | |
| Founded | 2015 | 2021 | 2020 | 2019 | 2010 | |
| Sells To | Enterprise | B2B, Enterprise | Enterprise | Enterprise | Enterprise, Small Business | |
| Pricing Model | Recurring, Software, Usage-based | Enterprise Contract, Enterprise Software | Recurring, Software | Recurring, Software | Recurring, Software, Transactional | |
| Ownership | Venture-backed | Private, Venture-backed | Private, Venture-backed | Venture-backed | Private, Venture-backed |
Provider
Founded 2015
Sells To Enterprise
Pricing Model Recurring, Software, Usage-based
Ownership Venture-backed
Provider
Founded 2021
Sells To B2B, Enterprise
Pricing Model Enterprise Contract, Enterprise Software
Ownership Private, Venture-backed
Provider
Founded 2020
Sells To Enterprise
Pricing Model Recurring, Software
Ownership Private, Venture-backed
Provider
Founded 2019
Sells To Enterprise
Pricing Model Recurring, Software
Ownership Venture-backed
Provider
Founded 2010
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Private, Venture-backed
Card issuance infrastructure platform enabling businesses to create, manage, and distribute virtual and physical payment cards.
Card-updater product that keeps vaulted payment credentials current across card networks and payment processors.
Privacy Virtual Cards provides secure masked card numbers for online payments.
Cloud-native issuer processing for debit, credit, prepaid, and virtual cards.
Card-linked offers APIs that banks, acquirers, merchants and developers embed in their own applications.
Card issuing platform for credit, debit, prepaid, and virtual cards.
Card issuance infrastructure platform enabling businesses to create, manage, and distribute virtual and physical payment cards.
Payment tokenization platform securing digital commerce transactions.
Card-updater product that keeps vaulted payment credentials current across card networks and payment processors.
Privacy Virtual Cards provides secure masked card numbers for online payments.
Cloud-native issuer processing for debit, credit, prepaid, and virtual cards.
Card issuing platform for building virtual and physical card programs.
Visa card issuance program with virtual and physical cards for businesses.
Yuno Token Vault provides token storage and payment credential capabilities.
Card-linked offers APIs that banks, acquirers, merchants and developers embed in their own applications.
