Ripple Payments lets institutions settle cross-border fiat and stablecoin payments through a single integration.
Ripple Payments uses blockchain and the XRP Ledger to settle cross-border transactions in seconds, supporting multiple stablecoins including RLUSD, USDC, and USDT as well as fiat currencies. The platform provides composable components for collecting funds, provisioning virtual accounts and wallets, exchanging currencies, and executing payouts across 60-plus markets.
Ripple manages the underlying licensing, compliance, and liquidity infrastructure, aiming to reduce the cost and complexity of building global payment services from scratch. The company reports that the same network has processed more than $100 billion in payments volume.
| Attribute | Ripple Payments | International Money Transfers | USDC | |
|---|---|---|---|---|
| Provider | |  |  | |
| Founded | 2012 | 2011 | 2013 | |
| Sells To | B2B, Financial Institutions | B2C | — | |
| Pricing Model | Transaction Fees, Usage-based | Transaction Fees | — | |
| Ownership | Private | Venture-backed | Private equity-backed |
Provider
Founded 2012
Sells To B2B, Financial Institutions
Pricing Model Transaction Fees, Usage-based
Ownership Private
Provider
Founded 2011
Sells To B2C
Pricing Model Transaction Fees
Ownership Venture-backed
Provider
Founded 2013
Sells To —
Pricing Model —
Ownership Private equity-backed
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