Wise (formerly TransferWise, rebranded February 2021) is a publicly listed London-headquartered financial technology company founded in January 2011 by Kristo Kaarmann and Taavet Hinrikus. Wise provides consumer and business international money transfers at mid-market rates, multi-currency accounts (Wise Account) for holding and spending in 40+ currencies, business accounts (Wise Business) with batch payments and accounting integrations, debit cards (Wise Card) for spending in 175+ countries, interest and investment features (Wise Assets), and embedded payment APIs (Wise Platform) for banks and fintechs.
Listed on LSE (WISE) since July 2021 and Nasdaq (WSE) since May 2026, Wise serves 15.6M active customers, processes over 145 billion GBP in annual cross-border volume, and holds 65+ regulatory licences worldwide. Revenue reached GBP 1.21B in FY2025. The primary legal entity is Wise plc (company number 13211214), incorporated in England and Wales.